This policy explains when money paid to CodeSaz is refunded, how to ask for a refund, and how long one takes to arrive. It applies to everything you pay us for, and sits alongside our Terms of Service and Privacy Policy.

1. Who You Are Paying

Payments are made to Codesaz Company for General Trading LTD., incorporated in the Kurdistan Region, Iraq under registration number 40550 (2021). Charges are processed by our payment provider; we never see or store your card details.

2. Subscriptions and Software Services

Where a service is sold on a subscription:

3. Project and Development Work

Design, development, database and content work is quoted and agreed in advance, and is normally invoiced in stages.

4. Always Refunded in Full

Regardless of anything above, you get your money back if:

5. How to Request a Refund

Email [email protected] from the address you paid with, and tell us roughly when you paid and what it was for. A receipt number helps but is not required. We reply within two business days.

6. How the Money Comes Back

Refunds go back through the payment provider that took the payment, to the original card or account — we cannot send it anywhere else. Once we release it, it usually appears within 5 to 10 business days, depending on your bank. That last part is not in our hands.

Refunds are issued in the currency you were charged in. Where your bank applies a conversion, the amount you receive may differ slightly from the amount you paid.

7. What Is Not Refundable

8. Chargebacks

If something looks wrong, please write to us first. It is faster than a bank dispute and we would rather fix the problem. Raising a chargeback without contacting us may suspend the account while the bank works through it.

9. Changes to This Policy

We may update this policy. The date at the top changes when we do, and the version that applies to a payment is the one published on the day you paid.

10. Contact Us

For any question about a payment or a refund:

Company: Codesaz Company for General Trading LTD.

Registration: Incorporated in the Kurdistan Region, Iraq — Reg. No. 40550 (2021)

Email: [email protected]

Phone: +964 770 647 2323

Website: codesaz.com